:root{--color-bg: #f7f9ee;--color-surface: #ffffff;--color-surface-alt: #eef4e6;--color-fg: #05203d;--color-muted: #2c4257;--color-faint: #3a4f63;--color-accent: #76c265;--color-accent-hover: #dae24f;--color-green-dark: #00814d;--color-navy: #05203d;--color-footer-fg: #bdd5eb;--hero-gradient: linear-gradient( 118deg, #05203d 0%, #0a2f54 28%, #1e4990 48%, #15633f 76%, #00814d 100% );--color-border: rgba(5, 32, 61, .08);--color-warning-bg: #fffaf0;--color-warning-border: rgba(0, 129, 77, .35);--font-sans: "Hanken Grotesk", Arial, sans-serif;--font-display: "Montserrat", "Hanken Grotesk", sans-serif;--maxw-prose: 760px;--maxw-site: 1240px;--radius: 9px;--radius-lg: 16px;--space: 1rem}x-dc{display:none!important}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Hanken Grotesk,Arial,sans-serif;background:#f7f9ee;color:#05203d;-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit}::selection{background:#76c265;color:#05203d}@keyframes eqFloat{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}@keyframes eqShimmer{0%{background-position:0% 50%}to{background-position:100% 50%}}@keyframes eqGrow{0%{transform:scaleX(0)}to{transform:scaleX(1)}}@keyframes eqFadeUp{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}@media(max-width:860px){header[data-screen-label="Hero C"] [style*="1.4fr 1fr"]{grid-template-columns:1fr!important;gap:28px!important}header[data-screen-label="Hero C"] h1{font-size:clamp(30px,8vw,56px)!important}[style*="0.92fr 1.08fr"]{grid-template-columns:1fr!important;gap:28px!important}#who [style*="min-height: 260px"]{min-height:0!important}}@media(max-width:640px){[style*="repeat(5, 1fr)"]{grid-template-columns:1fr!important;gap:30px!important}[style*="repeat(5, 1fr)"] [style*="linear-gradient(90deg, rgba(118, 194, 101, 0.5)"]{display:none!important}[style*="max-width: 1240px"],[style*="max-width: 880px"]{padding-left:20px!important;padding-right:20px!important}nav[data-screen-label="Global Nav"] [style*="justify-content: space-between"]{flex-wrap:wrap!important;justify-content:center!important;gap:12px 18px!important}nav[data-screen-label="Global Nav"] [style*="gap: 34px"]{gap:16px!important;flex-wrap:wrap!important;justify-content:center!important}nav[data-screen-label="Global Nav"] [style*="gap: 30px"]{gap:16px!important}#who [style*="max-width: 1240px"],#how [style*="max-width: 1240px"]{padding-top:60px!important;padding-bottom:60px!important}#contact [style*="max-width: 880px"]{padding-top:72px!important;padding-bottom:72px!important}}nav a[href="/insights/"]{color:#00814d!important;font-weight:700}nav a[href="/insights/"]:hover{color:#05203d!important}.format-tag{font-size:.66rem;text-transform:uppercase;letter-spacing:.06em;font-weight:700;background:#05203d;color:#76c265;border-radius:999px;padding:.12rem .6rem;margin-left:.5rem;vertical-align:middle}.prose{max-width:760px;margin:0 auto;padding:3rem 1.25rem 4.5rem;font-size:1.05rem;line-height:1.7}.prose h1,.prose h2,.prose h3,.faq summary,.cluster-list a{font-family:Montserrat,Hanken Grotesk,sans-serif;letter-spacing:-.02em;color:#05203d}.prose h1{font-size:clamp(2rem,4.4vw,3rem);line-height:1.05;font-weight:800;margin:0 0 .6rem}.prose h2{font-size:1.55rem;font-weight:700;margin:2.5rem 0 .6rem}.prose h3{font-size:1.2rem;font-weight:700;margin:1.6rem 0 .4rem}.prose a{color:#00814d;text-decoration:underline;text-underline-offset:2px}.prose a:hover{color:#05203d}.prose ul,.prose ol{padding-left:1.3rem}.prose li{margin:.3rem 0}.prose blockquote{margin:1.5rem 0;padding:.5rem 1.25rem;border-left:3px solid #76c265;background:#fff;border-radius:0 8px 8px 0;color:#2c4257}.prose code{background:#eef4e6;padding:.1em .4em;border-radius:4px;font-size:.9em}.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:#00814d;font-weight:700;margin-bottom:16px}.eyebrow:before{content:"";width:22px;height:2px;background:#76c265}.audience-tag{font-size:.68rem;letter-spacing:.06em;font-weight:700;background:#eef4e6;color:#00814d;border-radius:999px;padding:.15rem .65rem;margin-left:.5rem}.lede{font-size:1.2rem;line-height:1.55}.byline{display:flex;flex-wrap:wrap;gap:.25rem 1rem;font-size:.9rem;color:#3a4f63;margin:.75rem 0 1.75rem;padding-bottom:1rem;border-bottom:1px solid rgba(5,32,61,.08)}.byline .author{font-weight:600;color:#05203d}.draft-banner{background:#fffaf0;border:1px solid rgba(0,129,77,.35);border-radius:9px;padding:.8rem 1.1rem;font-size:.9rem;margin:0 0 1.75rem}.faq{margin-top:3rem;border-top:1px solid rgba(5,32,61,.08);padding-top:.5rem}.faq details{border-bottom:1px solid rgba(5,32,61,.08);padding:.85rem 0}.faq summary{font-weight:700;cursor:pointer}.faq summary:hover{color:#00814d}.sources{margin-top:3rem;font-size:.9rem;color:#3a4f63}.sources ol{padding-left:1.25rem}.sources li{margin-bottom:.35rem}.article-cta{margin-top:3rem;background:#05203d;color:#bdd5eb;border-radius:16px;padding:32px}.article-cta h2{color:#fff;margin:0 0 .5rem;font-family:Montserrat,sans-serif}.article-cta p{color:#bdd5ebd9}.btn-cta{display:inline-flex;align-items:center;gap:9px;background:#76c265;color:#05203d;padding:15px 26px;border-radius:9px;font-size:16px;font-weight:700;text-decoration:none}.btn-cta:hover{background:#dae24f;color:#05203d}.cluster-list{list-style:none;padding:0}.cluster-list li{background:#fff;border:1px solid rgba(5,32,61,.08);border-radius:16px;padding:1.25rem 1.5rem;margin-bottom:.85rem;transition:border-color .15s ease,transform .15s ease}.cluster-list li:hover{border-color:#00814d66;transform:translateY(-2px)}.cluster-list a{font-weight:700;font-size:1.15rem;text-decoration:none}.cluster-list a:hover{color:#00814d}.cluster-list p{margin:.4rem 0 0;color:#3a4f63}.ins{background:var(--color-bg)}.ins-wrap{max-width:var(--maxw-site);margin:0 auto;padding-left:40px;padding-right:40px}.ins-header{padding-top:62px;padding-bottom:30px}.ins-header .eyebrow{margin-bottom:22px}.ins-header h1{font-family:var(--font-display);font-size:clamp(40px,5.4vw,68px);line-height:1.04;letter-spacing:-.03em;font-weight:800;margin:0 0 20px;max-width:16ch;color:var(--color-fg)}.ins-header .lede{font-size:clamp(17px,1.5vw,20px);line-height:1.55;color:var(--color-faint);max-width:62ch;margin:0}.ins-start{padding-top:34px;padding-bottom:8px}.ins-kicker{font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--color-green-dark);font-weight:700;margin:0 0 18px}.ins-corner{display:grid;grid-template-columns:1.5fr 1fr;gap:22px}.ins-corner-primary,.ins-corner-secondary{border-radius:18px;text-decoration:none;transition:transform .16s ease,border-color .16s ease}.ins-corner-primary{position:relative;overflow:hidden;background:var(--color-navy);padding:38px;color:var(--color-bg)}.ins-corner-primary:before{content:"";position:absolute;inset:0;opacity:.6;background:linear-gradient(130deg,transparent 35%,rgba(0,129,77,.5) 100%)}.ins-corner-primary>*{position:relative}.ins-corner-primary:hover{transform:translateY(-3px)}.ins-corner-secondary{display:flex;flex-direction:column;justify-content:space-between;background:var(--color-surface-alt);border:1px solid rgba(0,129,77,.2);padding:34px}.ins-corner-secondary:hover{border-color:#00814d80}.ins-corner-tag{display:inline-flex;align-items:center;gap:8px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:700;color:var(--color-accent);margin-bottom:60px}.ins-corner-tag.alt{color:var(--color-green-dark);margin-bottom:46px}.ins-corner-tag .dot{width:6px;height:6px;border-radius:50%;background:var(--color-accent)}.ins-corner-primary h2{font-family:var(--font-display);font-size:clamp(24px,2.5vw,32px);line-height:1.16;letter-spacing:-.02em;font-weight:800;margin:0 0 12px;max-width:24ch;color:var(--color-bg)}.ins-corner-primary p{font-size:16px;line-height:1.55;color:#f7f9eecc;max-width:50ch;margin:0 0 20px}.ins-corner-secondary h2{font-family:var(--font-display);font-size:clamp(22px,2.2vw,27px);line-height:1.18;letter-spacing:-.02em;font-weight:800;margin:0 0 10px;color:var(--color-fg)}.ins-corner-secondary p{font-size:15px;line-height:1.55;color:#46596b;margin:0}.ins-corner-cta{display:inline-flex;align-items:center;gap:8px;font-size:15px;font-weight:700;color:var(--color-accent-hover)}.ins-corner-cta.alt{color:var(--color-green-dark);margin-top:22px}.ins-toolbar{position:sticky;top:58px;z-index:120;background:#f7f9eeeb;backdrop-filter:blur(10px);margin-top:26px}.ins-toolbar>.ins-wrap{padding-top:24px;padding-bottom:18px}.ins-toolbar-row{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:18px}.ins-search-wrap{position:relative;flex:1;min-width:260px;max-width:420px}.ins-search-wrap svg{position:absolute;left:16px;top:50%;transform:translateY(-50%);pointer-events:none}.ins-search{width:100%;padding:13px 16px 13px 44px;font-family:var(--font-sans);font-size:15px;color:var(--color-fg);background:#fff;border:1px solid rgba(5,32,61,.16);border-radius:10px;outline:none}.ins-search:focus{border-color:var(--color-green-dark)}.ins-viewtoggle{display:flex;align-items:center;gap:10px}.ins-view-label{font-size:13px;color:#7c8a96;font-weight:500}.ins-viewbtns{display:flex;background:#fff;border:1px solid rgba(5,32,61,.16);border-radius:9px;overflow:hidden}.ins-viewbtn{display:flex;align-items:center;justify-content:center;width:38px;height:38px;background:#fff;border:none;cursor:pointer}.ins-viewbtn svg{stroke:#5a6b7a}.ins-viewbtn[aria-pressed=true]{background:var(--color-navy)}.ins-viewbtn[aria-pressed=true] svg{stroke:#fff}.ins-pills{display:flex;align-items:center;gap:10px;flex-wrap:wrap}.ins-pill{display:inline-flex;align-items:center;gap:9px;padding:9px 17px;border-radius:100px;font-family:var(--font-sans);font-size:14.5px;font-weight:600;cursor:pointer;border:1px solid rgba(5,32,61,.16);background:#fff;color:var(--color-muted);transition:all .15s ease}.ins-pill:hover{border-color:#00814d80}.ins-pill[aria-pressed=true]{background:var(--color-navy);color:#fff;border-color:var(--color-navy)}.ins-pill-count{font-size:13px;font-weight:500;opacity:.6}.ins-pill[aria-pressed=true] .ins-pill-count{color:var(--color-accent);opacity:1}.ins-toolbar-rule{border-bottom:1px solid rgba(5,32,61,.1)}.ins-feed-section{padding-top:30px;padding-bottom:20px}.ins-count{font-size:14px;color:#7c8a96;margin-bottom:22px;font-weight:500}.ins-feed{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.ins-card{display:flex;flex-direction:column;background:#fff;border:1px solid rgba(5,32,61,.1);border-radius:16px;padding:28px 28px 26px;text-decoration:none;transition:border-color .16s ease,transform .16s ease,box-shadow .16s ease}.ins-card:hover{border-color:#00814d73;transform:translateY(-3px);box-shadow:0 16px 30px -22px #05203d66}.ins-meta{display:flex;align-items:center;gap:10px;margin-bottom:16px}.ins-topic{font-size:12px;letter-spacing:.07em;text-transform:uppercase;color:var(--color-green-dark);font-weight:700}.ins-quick{display:inline-flex;align-items:center;white-space:nowrap;padding:3px 10px;border-radius:100px;background:var(--color-navy);color:var(--color-accent);font-size:10.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.ins-title{font-family:var(--font-display);font-size:20px;line-height:1.24;letter-spacing:-.015em;font-weight:700;color:var(--color-green-dark);margin:0 0 10px}.ins-dek{font-size:15px;line-height:1.55;color:#46596b;margin:0 0 18px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.ins-foot{margin-top:auto;font-size:13px;color:#7c8a96;display:flex;align-items:center;gap:8px}.ins-feed[data-view=list]{grid-template-columns:1fr;gap:0;border-top:1px solid rgba(5,32,61,.12)}.ins-feed[data-view=list] .ins-card{flex-direction:row;align-items:baseline;gap:24px;border:none;border-bottom:1px solid rgba(5,32,61,.12);border-radius:0;padding:22px 8px}.ins-feed[data-view=list] .ins-card:hover{transform:none;box-shadow:none;background:#00814d0a}.ins-feed[data-view=list] .ins-meta{margin-bottom:0;width:188px;flex-shrink:0;flex-wrap:wrap}.ins-feed[data-view=list] .ins-body{flex:1}.ins-feed[data-view=list] .ins-title{font-size:19px;margin-bottom:5px}.ins-feed[data-view=list] .ins-dek{-webkit-line-clamp:1;margin-bottom:0;max-width:70ch}.ins-feed[data-view=list] .ins-foot{margin-top:0;width:96px;flex-shrink:0;justify-content:flex-end}.ins-empty{text-align:center;padding:70px 20px}.ins-empty-title{font-size:19px;font-weight:700;color:var(--color-fg);margin-bottom:8px}.ins-empty p{font-size:15px;color:#7c8a96;margin:0 0 20px}.ins-clear,.ins-more{display:inline-flex;align-items:center;gap:9px;cursor:pointer;font-family:var(--font-sans);font-weight:700}.ins-clear{background:var(--color-navy);color:#fff;padding:11px 20px;border-radius:9px;font-size:14.5px;border:none}.ins-clear:hover{background:var(--color-green-dark)}.ins-more-wrap{display:flex;justify-content:center;padding:38px 0 10px}.ins-more{background:#fff;color:var(--color-fg);padding:14px 26px;border-radius:10px;font-size:15px;border:1px solid rgba(5,32,61,.2)}.ins-more:hover{border-color:var(--color-green-dark);color:var(--color-green-dark)}.ins-cta-section{padding-top:30px;padding-bottom:80px}.ins-cta{position:relative;overflow:hidden;background:linear-gradient(120deg,#05203d,#1e4990 58%,#00814d);border-radius:20px;padding:54px;color:var(--color-bg);display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}.ins-cta h2{font-family:var(--font-display);font-size:clamp(26px,3vw,38px);line-height:1.1;letter-spacing:-.02em;font-weight:800;margin:0 0 10px}.ins-cta p{font-size:17px;line-height:1.55;color:#f7f9eed9;margin:0;max-width:54ch}.ins-cta-btn{display:inline-flex;align-items:center;gap:9px;background:var(--color-accent);color:var(--color-fg);padding:15px 28px;border-radius:10px;font-size:16px;font-weight:700;white-space:nowrap;text-decoration:none}.ins-cta-btn:hover{background:var(--color-accent-hover)}@media(max-width:1000px){.ins-feed{grid-template-columns:repeat(2,1fr)}.ins-corner{grid-template-columns:1fr}}@media(max-width:640px){.ins-wrap{padding-left:20px;padding-right:20px}.ins-feed{grid-template-columns:1fr}.ins-cta{padding:34px}}